Low coverage of KCC in Goa

03 September 2025

To,

Director of Fisheries, 

Government of Goa, 

Panaji, Goa

Subject: Reply to Dy. Director of Fisheries Shri. Chandrakant Velip letter dated 21/08/2025 on the subject of low coverage of the Fishermen under Kisan Credit Card (KCC) Scheme.

Madam,

All Goa Small Scale Responsible Fisheries Union is in receipt of above mentioned letter with reference no. DF/GB/KCC 1/Vol.I/2025-26/2629. This letter was discussed at our Union executive committee meeting held on 02.09.2025 and decided as under:

One of the members of All Goa Small Scale Responsible Fisheries Union named Rohidas Kuttikar from Odxel village had got himself covered under KCC scheme. He availed himself loan of Rupees One lakh only and full amount paid back within one year. As the rules of the scheme state that if loan is paid back within one year then such person is entitled for the rebate of 4%. Which means Rohidas Kuttikar is entitled to received back Rupees Four Thousand only. However it has come to our attention that inspite of Kuttikar approaching your office as well as the concerned bank for past nine months the pending amount is still not deposited in Kuttikar's bank account.

As this constitute fundamental breach of implimentation of KCC in Goa and your office has failed to address the issues involved it is decided not to propagate KCC scheme with fishers for coverage till Rohidas Kuttikar is paid his entitled rebate along with 4% interests on delayed duration of nine months so far. Interest will increase with delays in direct proportion.

Thanking you.

Yours sincerely, 

Shaila D'mello

President

Laximan Mangueshkar

Secretary